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Ricardo Torres
Residential Mortgage
Loan Originator
RMLO# 255493

Office: 956-271-0586
Cell: 956-739-5440
Toll Free: 877-296-0918
Fax: 844-613-2263.
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We look forward to putting our mortgage services to work for you!


Purchasing a new home? Congratulations on your decision to buy a new home! There are many important things to consider throughout the process, especially if you're a first-time homebuyer.



Applying for a loan? Our online application process is conveniently designed to allow you to stop any time and pick up where you left off. After you submit an application, you can check loan status at your convenience.





Willow Bend Mortgage
4217 N. McColl Rd. #100, McAllen, TX  78504
Direct:  (956) 739-5440
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